Frictionless, saver-led transfers and consolidation
Our powerful transfer and consolidation technology streamlines pension transfers with a seamless, fully digital, API-driven solution. Built to meet growing demand, it cuts manual intervention by up to 77%, slashes processing times, boosts service quality, and reduces operational costs.
End-to-End, No-to-Low Touch Digital Transfers
We make it effortless for your savers to find, transfer, track, and consolidate their pensions through a seamless digital experience. Fully compatible with leading transfer vendors like Origo and Equisoft, our platform combines advanced automation with expert human oversight to drive efficiency. Our AI-powered system streamlines transfers with automated rejection handling, while targeted human support steps in only when needed - ensuring a frictionless process that maximises speed, accuracy, and convenience.
Advice Guidance Boundary
Providers are being urged to create scalable solutions that deliver targeted support without stepping into regulated advice. Our automated transfer technology is empowering savers to make informed consolidation decisions within a seamless, digitally assisted, non-advised framework. With a clear regulatory focus on reducing friction, simplifying processes, and eliminating unnecessary barriers, our innovative solution ensures pension providers align with evolving FCA expectations - enhancing consumer outcomes while maintaining full compliance.
Working for your business.
The ability to process millions of transfers without human intervention is a testament to the power of automation. This not only eliminates inefficiencies but also generates business-changing cost savings.
Transfers are ideal for…
- Pension companies
- Fintechs
Ways to connect:
Just ask our clients.
Don't take our word for it!
"Through agile application of technology and with an ongoing focus on solutions, The Pension Lab has supported Smart in delivering on a key initiative to optimise the pension consolidation experience"
"As a specialist pension administrator, it is important that we offer a wide range of solutions for pension schemes to consume. The Pension Lab helped us to deliver on this objective through the deployment of a highly effective and frictionless end-to-end consolidation journey, from pension finding through to a robust paper free transfer process"
"Working with The Pension Lab has enabled us to offer our members a superior pension dashboard and consolidation experience, allowing them to easily track, trace and transfer prior pension pots. We've been impressed with The Pension Labs consistent approach to product improvement and with the results achieved"
The future of transfers.
Frictionless transfers are essential to boosting engagement, enhancing satisfaction, and meeting
Consumer
Duty requirements - all while protecting market position and reducing operational costs.